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Financing

PayPal Credit: Buy Now, Pay Over Time With Flexible Financing Options!


PayPal Credit is a line of credit issued by Synchrony Bank. This payment method is similar to a credit card in that it allows you to pay for purchases in multiple payments over time, rather than one payment upfront. Anyone with a PayPal account is eligible to apply for PayPal Credit, and the application is quick and easy. Once you are approved, PayPal will give you a credit limit of at least $250.

To apply, simply select the PayPal option during checkout, and click "Apply Now" in the PayPal Credit box. (see below)

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Once your application has been approved, you may use PayPal Credit to make a purchase. Simply select “PayPal Credit” as your payment option inside PayPal in the “Pay with” section.

For a more comprehensive list of Frequently Asked Questions regarding PayPal Credit, click here.